CoreChain Privacy Policy

Last updated: February 27th, 2023

CoreChain Technologies, Inc. (referred to as “CoreChain”, “the Platform”, “us”, “we” or “our”) recognizes that your privacy is important. CoreChain provides a platform and related offerings that are business-to-business services and not for the use of individual consumers. This policy (this “Privacy Policy” or the “Policy”) discloses the privacy practices that govern the use of any Personal Data and other information that we may collect (or receive) from authorized users at the companies who utilize our payments solution services (collectively referred to as the "Services"). It also outlines how such information is treated. Third parties may offer their own software from the CoreChain Platform and in use of such software, the privacy statement of the third party applies, and this Privacy Policy does not. We use the terms “you” and “your” in this document to refer to users of the solution authorized to use the services for the benefit of a business or organization and have drafted this policy to speak to you, as a user.

You acknowledge that this Privacy Policy is designed to be read in connection with any and all other agreements that may be in place between CoreChain and your business or organization. We reserve the right to change this Privacy Policy from time to time. We will notify you about significant changes in this Policy by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and by updating the privacy information on this page. Your continued use of our Platform and Services after such modifications will constitute your: (a) acknowledgment of the modified Policy; and (b) your agreement to abide and be bound by that Policy. If you have any questions about this Policy, please contact us immediately at: support@corechain.tech.

IMPORTANT: FOR NON-EUROPEAN UNION RESIDENTS AND CITIZENS

BY USING THE SERVICES AVAILABLE ON THIS PLATFORM, YOU GIVE YOUR CONSENT THAT ALL PERSONAL DATA THAT YOU SUBMIT MAY BE PROCESSED BY US IN THE MANNER AND FOR THE PURPOSES DESCRIBED BELOW OR AS IN OTHER AGREEMENTS AS REFERENCED ABOVE. IF YOU DO NOT AGREE TO THE CONTENTS OF THIS POLICY OR THE TERMS OF USE, DO NOT USE THE PLATFORM.

IMPORTANT: FOR EUROPEAN UNION RESIDENTS AND CITIZENS

BY USING THE SERVICES AVAILABLE ON THIS PLATFORM, YOU GIVE YOUR CONSENT THAT ALL PERSONAL DATA THAT YOU SUBMIT MAY BE PROCESSED BY US IN THE MANNER AND FOR THE PURPOSES DESCRIBED BELOW OR AS IN OTHER AGREEMENTS AS REFERENCED ABOVE. WE WILL ONLY UTILIZE AND PROCESS YOUR DATA IN ACCORDANCE WITH THE USES THAT YOU HAVE CONSENTED TO, OR OTHERWISE AS WE ARE ALLOWED TO DO UNDER THE TERMS OF THE GDPR, AND ANY REQUEST OF YOURS WHICH LIMITS FULL FUNCTIONALITY OF THE PLAFTFORM MAY RESULT IN CERTAIN FEATURES OR SERVICES BEING UNAVAILABLE.

1. Types of Information We Collect

Personally Identifiable Information: In order to provide you with products and services, we may collect, or receive multiple types of information about Users: Personally Identifiable Information ("PII") and Aggregate Information.

Aggregate Information: This refers to information that does not by itself identify a specific individual. We gather standard Internet log information and visitor behavior information. When you visit, register on and use our Platform, we may collect information from you automatically (e.g., browser you are using, your IP address, etc.) through cookies or similar technology. This information, which is collected and received in a variety of different ways, is compiled and analyzed on both a personal and an aggregated basis.

2. How We Collect and Use Information

We do not collect any PII about you unless you voluntarily provide it to us. When you register your company or organization and any authorized users on our Platform, you may be required to provide certain PII to us to utilize our Services. These may include, but are not limited to: (a) registering a user account; (b) sending us an email message or other correspondence through any medium; (c) submitting a form or transmitting other information by telephone, letter or other medium.

We will primarily use your PII to provide services or other offerings or enhancements to you. We will also use certain forms of PII to enhance the operation of our Platform, statistically analyze usage and improve our services. We may use PII to deliver information to you and to contact you regarding administrative notices. Additionally, we may share your PII and other information with our partners who deliver services on our behalf. Finally, we may use your PII to resolve disputes, troubleshoot problems and enforce our agreements with you, including this Privacy Policy.

We may also collect certain Aggregate Information; for example, we may use your IP address to diagnose problems with our software and to administer our Platform.

3. Cookies

Cookies are text files placed on your computer to collect standard Internet log information and visitor behavior information. When you visit, register and use our Platform, we may collect information from you automatically through cookies or similar technology. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some aspects of the Platform may not function properly if you elect to disable cookies and we reserve the right to not provide certain services if cookies are disabled. For more information regarding cookies that we may store on the device with which you use to access the Platform or Services, please refer to our Cookie Policy.

4. Release of Information

We will not sell, trade, or rent PII to others, however, we may share some of your PII with our partners because we do provide some of our products and Services through contractual arrangements with third parties ("Service Partners"). We and our Service Partners may need to use some PII in order to perform tasks between our respective sites, or to deliver products or services to you. For example, we must release your business email address information to our virtual card issuer to deliver payments to you. Any usage or disclosure of PII will only be done with the express consent of the User, as provided to us by the business or organization through which you are authorized to use our Platform.

We will encourage our Service Partners to adopt and promote strong privacy policies. However, the use of your PII by our Service Partners is governed by the respective privacy policies of those providers, and is not subject to our control. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you. We are not responsible for the policies or practices of third parties. Sharing and use of PII will only be done in accordance with applicable law.

Occasionally we may be required by law enforcement or judicial authorities to provide PII to the appropriate governmental authorities. In such cases, we will disclose PII upon receipt of a court order, subpoena, or to cooperate with a law enforcement investigation. We fully cooperate with law enforcement agencies in identifying those who use our services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful.

5. Updating and Correcting Information

We believe you should have the ability to access and edit certain aspects of the PII that you have provided to us. You may also access and correct your personal information by emailing us at: support@corechain.tech.

Please include your name, address, and/or email address when you contact us. We reserve the right to store your previously provided or obtained PII even if you provide updated versions of same.

We encourage you to promptly update your PII if it changes. You may ask to have the information on your account deleted or removed; however, some information, such as past transactions, logs of technical support calls, or other information may not be deleted. In addition, and/or related thereto, it may be impossible to completely delete your information without some residual information because of backups.

6. User Choices on Collection and Use of Information

We may, from time to time, send you email regarding new products and services that we feel may interest you. In addition, if you indicated upon registration that you are interested in receiving offers or information from us and our partners, we may occasionally contact you through any medium about companies, events, offerings, products and services that we think may be of interest to you. Only Company (or third parties working on behalf of or in connection with the Company and under confidentiality agreements) will send you these solicitations. If you do not want to receive solicitations from us, you can “opt-out” by contacting us to let us know that you wish to no longer receive such offers and mailings.

You also have choices with respect to cookies, as described above. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies some parts of our Platform may not work properly in your case, and certain services on the Platform or from our partners may be limited or inaccessible.

7. Security of Your PII

We secure all information you provide to us (including PII) in secure cloud storage managed by us or a service provider following current industry standards and all applicable laws. We strive to take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of PII. For example: we work hard to ensure that the data we collect is reliable, accurate, complete and current. We encrypt all PII, in order to prevent unauthorized parties from viewing such information when it is transmitted to us. We also keep collected information only for as long as reasonably necessary and use it only for the purposes for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements.

We limit access to PII only to specific employees, contractors and agents who have a reasonable need to come into contact with your information. For example, we may provide members of our technical support team with limited access to your account in order to allow them to troubleshoot problems you may be having with the Platform.

Finally, your user account will be secured with a password that is encrypted. You are responsible for keeping this password confidential. You should never share your password with anyone.

Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your PII, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) the security, integrity and privacy of any and all information and data exchanged between you and us through this Platform cannot be guaranteed.

8. Miscellaneous

You must be at least 18 years old to use our Platform. We do not knowingly collect, use, or disclose PII about minor visitors. You should also be aware that when PII is voluntarily disclosed (i.e. your name, email address, etc.) in public areas on this Platform, that information, along with any information disclosed in your communication, can be collected and used by third parties and may result in unsolicited messages (including unwanted spam messages) from third parties. Such activities are beyond our control and this Policy does not apply to such information. If you have any questions, concerns or inquiries about our Privacy Policy, or our use of your PII, or our privacy practices, please contact us immediately at support@corechain.tech.

9. CCPA Addendum

CoreChain is not currently subject to the terms of the California Consumer Privacy Act (“CCPA”), or any other such consumer regulations, as it is a “business-to-business” payments company; however, if and when CoreChain becomes subject to same, CoreChain reserves the right to amend these terms to add an addendum addressing any such provisions, or to otherwise modify this Policy as necessary.